Richard Peterson

What Is A 401k Safe Harbor?

What Is A 401k Safe Harbor?

If you are in charge of a 401k or other retirement plan for your business, you’re probably wondering what the Safe Harbor rules are. This is a complex issue, and you should be aware of it before you implement any changes. Here are some common questions you’ll want to ask to ensure you’re fully informed. ...

Richard Peterson

How to Get a House With Bad Credit

How to Get a House With Bad Credit

If you have bad credit and you’re thinking about buying a house, then you’re not alone. The fact is, many people in today’s world aren’t fortunate enough to have good credit, and it can be a daunting experience trying to buy a home. However, there are steps you can take to start rebuilding your credit ...

Richard Peterson

How Does Money Order Work?

How Does Money Order Work?

If you are thinking about using a money order, there are a couple of things that you need to know about them. They are safer than cash and you can get a money order any time you need to. However, you may want to know the maximum amount you can be given and how you ...

Richard Peterson

Who Can Give Me Money Right Now?

Who Can Give Me Money Right Now?

When you need money in a hurry, there are a few options you have. There are charities and private donors. You can also donate to the government. All of these options have their pros and cons, but they are worth considering if you are looking for a quick way to fund your needs. Nonprofits If ...

Richard Peterson

Where Can You Get Money Orders?

Where Can You Get Money Orders?

It’s important to find out where can you get money orders. This is because you can use this as a means to pay off your bills, or you can make purchases that are difficult to make with cash. The good news is that you can use the internet to locate locations that offer this service. ...

Richard Peterson

When Can I Withdraw From A Roth Ira?

When Can I Withdraw From A Roth Ira?

If you have a Roth IRA and are thinking about taking money out of it, you should keep in mind some of the rules. For example, if you’re under 59 1/2 years old, you can’t withdraw from your IRA without having to wait five years. Also, there are certain medical expenses that you cannot withdraw ...

Richard Peterson

If You Die What Happens To Your Debt?

If You Die What Happens To Your Debt?

The answer to the question “If you die what happens to your debt” may surprise you. It isn’t just credit card and mortgage debt that goes on to someone’s estate. There are plenty of other expenses that go along with dealing with a deceased person’s assets, such as hidden costs. Getting a head start on ...

Richard Peterson

Tax
If You Have No Income Can You Get a Tax Refund?

If You Have No Income Can You Get a Tax Refund?

If you have no income you may wonder if you can get a tax refund. Generally, you can, but it does depend on the type of return you are applying for. For example, if you have a tax credit for children, you can receive a bigger return. You may also be able to claim the ...

Richard Peterson

How to Make Money As a Stay at Home Mom

How to Make Money As a Stay at Home Mom

If you are a stay at home mom and are trying to figure out how to make money, you are not alone. You can make some good money by doing a variety of different things. For example, you can rent out your home and car, run errands, do some freelancing work, tutor, or even take ...