Articles for author: Nanci Altman

Nanci Altman

Tax
Tax Form For Self Employed Individuals

Tax Form For Self Employed Individuals

The IRS has a variety of forms that you can use to report income for your self-employment business. They include Schedule SE, Form 1099-MISC, and W-4. You should familiarize yourself with these documents before filing your taxes, as they can affect your tax refund. W-9 The IRS Form W-9 is an essential tool for self-employed ...

Nanci Altman

How to Figure Out Mortgage Payment

How to Figure Out Mortgage Payment

Whether you’re a first time home buyer or an experienced buyer looking to refinance, you’ll want to learn how to figure out your mortgage payment. You’ll want to choose a loan term, decide how much you want to put down, and consider a variety of other factors that will affect your monthly payments. Calculating monthly ...

Nanci Altman

Can You Buy Crypto on Fidelity?

Can You Buy Crypto on Fidelity?

If you are new to investing, one of the first questions you will likely be asking yourself is, “Can I buy crypto on Fidelity?” The good news is that there are several ways to invest in crypto at Fidelity and a lot of people have been making money with it. In this article, we will ...

Nanci Altman

Can I Cash Out My 401k While Still Employed?

Can I Cash Out My 401k While Still Employed?

If you are looking to take out money from your 401k while still employed, there are a few things you will want to consider. You can do this either through the use of a rollover or through an employer sponsored plan. There are some advantages to both of these methods, but it is important that ...

Nanci Altman

Tax
How Are Short Term Capital Gains Taxed?

How Are Short Term Capital Gains Taxed?

You can learn about long term and short term capital gains taxes from this article. The short term capital gains are taxed at the same rate as income earned from investments that are held for less than a year, and the long term capital gains are taxed at a lower rate than income earned from ...

Nanci Altman

Safe Way to Invest Money For One Year

Safe Way to Invest Money For One Year

If you are interested in investing your money, you should know that there are many ways you can do so. Some of these ways include: Money market funds, Index funds, Fixed income and Cryptocurrencies. Cryptocurrencies The concept of investing in cryptocurrencies is relatively new. Many people consider them a fad, but others think it’s a ...

Nanci Altman

Tax
How To Add Newborn To Child Tax Credit

How To Add Newborn To Child Tax Credit

If you have just had a baby and want to claim the child tax credit, you’ll need to know how to add your newborn to your child’s tax credit. There are a couple of different ways to do this. Adding a newborn A new baby comes with a new tax break. You can claim a ...

Nanci Altman

How Much Loan Can I Qualify For?

How Much Loan Can I Qualify For?

If you’re planning to purchase a home, you should know how much loan you qualify for. There are several factors you can look at to get a better idea. One of these factors is the debt-to-income ratio. Another is the Loan-to-value ratio. Long-term vs shorter-term loans There are a few major differences between short term ...

Nanci Altman

Guaranteed Approval Installment Loans For Bad Credit

Guaranteed Approval Installment Loans For Bad Credit

If you’re looking for guaranteed approval installment loans for bad credit, there are several choices for you. Some offer competitive APRs, while others allow you to apply with a co-applicant. In addition, some lenders allow you to pay off your loan over an extended period of time, while others require you to make regular payments. ...

Nanci Altman

Why Are People Afraid To Start Their Own Businesses?

Why Are People Afraid To Start Their Own Businesses?

Are you one of the many people who want to start your own business but find yourself constantly worrying about why people are afraid to start their own business? We’ve put together a list of some of the reasons why you may be nervous about starting your own business. Then, we’ll discuss some of the ...